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About SBCFCU

Local since 1950

Santa Barbara County Federal Credit Union has been serving this community for more than 75 years. We’re a not-for-profit, member-owned credit union built around the people and organizations that make Santa Barbara County home.

JOIN SBCFCU
About SBCFCU

About SBCFCU

Local since 1950

Santa Barbara County Federal Credit Union has been serving this community for more than 75 years. We’re a not-for-profit, member-owned credit union built around the people and organizations that make Santa Barbara County home.

JOIN SBCFCU
About SBCFCU

Rooted in Santa Barbara County

SBCFCU has been part of the Santa Barbara community since 1950. We got our start in the basement of Cottage Hospital, created to provide a financial home for the employees who keep our local communities running.

More than 75 years later, we’ve grown to serve employees of Santa Barbara County, the cities of Santa Barbara, Goleta, Lompoc, Solvang, and Carpinteria, and local organizations and community partners throughout the area.

Think you may be eligible? See our Sponsor List to find out whether your employer participates.

More than a customer. A member.

SBCFCU is a not-for-profit financial cooperative owned by the people who bank here. That means our focus is on creating value for members rather than generating profits for outside shareholders.

Member-owned

When you join SBCFCU, you become a member and an owner of your credit union.

Value returned to members

Our resources can be put back into the credit union through competitive loan rates, dividend-earning accounts, fewer fees, and member services.

Local focus

Our decisions are made with the needs of our members and the Santa Barbara community in mind.

Serving the people who serve Santa Barbara County

For more than 75 years, SBCFCU has been proud to serve the people and organizations that keep Santa Barbara County running. Our roots are local, our team is local, and our focus remains on helping members reach their financial goals.

Small team. Personal service.

Our team of nine local employees provides the kind of personal experience that’s difficult to find at a larger financial institution. We’re here to get to know our members, answer questions, and help find financial solutions that fit their needs.

Visit SBCFCU

Main Office:

2623 De La Vina Street
Santa Barbara, CA 93105

Phone:
805-682-3357

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Branch hours

Monday-Thursday
9:00 a.m.-4:30 p.m.

Friday
9:00 a.m.-5:00 p.m.

Saturday-Sunday
Closed

CONTACT US

Frequently asked questions

Find answers to some of the most common questions about SBCFCU.

The biggest difference is ownership. Banks are generally for-profit institutions owned by shareholders, while SBCFCU is a not-for-profit credit union owned by its members. Our focus is on providing value to members through competitive rates, fewer fees, and local, personalized service.

You may be eligible to join SBCFCU if you work for one of our eligible sponsor organizations or if your spouse, child, sibling, or parent is already an SBCFCU member. Visit our Sponsor List or contact our team at 805-682-3357 if you’re unsure whether you qualify.

Yes. Accounts are insured for up to $250,000 per member, with an additional $500,000 in coverage through American Share Insurance (ASI). If you have questions about coverage for your specific accounts, our team can help.

Yes. Once your SBCFCU membership is established, you can remain a member for life, even if you leave your sponsor employer, as long as you keep your membership open and in good standing.

Ready to become part of SBCFCU?

Discover the difference of banking with a local, member-owned credit union that’s been serving Santa Barbara County since 1950.

JOIN SBCFCU CONTACT US