Privacy Notice
What does Santa Barbara County Federal Credit Union do with your personal information? [Revised 12/11]
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
- Social Security number and checking Account information
- Account balances and payment history
- credit history and wire transfer instructions
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information, the reasons Santa Barbara County Federal Credit Union chooses to share, and whether You can limit this sharing.
| Reasons We can share Your personal information | Does the Credit Union share? | Can You limit this sharing? |
|---|---|---|
| For Our everyday business purposes, such as to process Your transactions, maintain Your Account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For Our marketing purposes, to offer Our products and services to You | YES | NO |
| For joint marketing with other financial companies | NO | WE DON’T SHARE |
| For Our affiliates’ everyday business purposes, information about Your transactions and experiences | NO | WE DON’T SHARE |
| For Our affiliates’ everyday business purposes, information about Your creditworthiness | NO | WE DON’T SHARE |
| For non-affiliates to market to You | YES | YES |
To limit Our sharing: see Privacy Choices.
Please note: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.
Questions? Call 805-682-3357 or send an email to memberservice@sbcreditunion.com.
What We do
How does Santa Barbara County Federal Credit Union protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Santa Barbara County Federal Credit Union collect my personal information? We collect Your personal information, for example, when You
- open an Account or give Us Your contact information
- apply for a loan or make a wire transfer
- make deposits or withdrawals from Your Account
We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit all sharing? Federal law gives You the right to limit only
- sharing for affiliates’ everyday business purposes, information about Your creditworthiness
- affiliates from using Your information to market to You
- sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
What happens when I limit sharing for an Account I hold jointly with someone else? Your choices will apply to everyone on Your Account.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Santa Barbara County Federal Credit Union has no affiliates.
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates We share with can include insurance companies.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to You. Santa Barbara County Federal Credit Union doesn’t jointly market.
Website Privacy and Cookies
This section explains how sbcreditunion.com collects and uses information when you visit the website. The Privacy Notice above covers the personal information we collect as your credit union.
Information collected when you visit. Like most websites, we use cookies and similar technologies to understand how visitors use the site. This can include pages visited, time on the site, the website or ad that referred you, and general device and browser information. We use Google Analytics to measure site use, and we may use Google Ads to measure how our advertising performs. These services may set cookies in your browser.
Information you give us. If you contact us through a form on this site, we use the information you provide to respond to you. Information you submit in a membership or loan application is handled as described in the Privacy Notice above.
Your choices. You can block or delete cookies in your browser settings. You can opt out of Google Analytics with the Google Analytics opt-out browser add-on, and manage ad personalization in Google My Ad Center. Blocking cookies may affect how some parts of the site work.
Links to other sites. This site links to services and websites run by others, including online banking and loan applications. Their privacy practices are governed by their own policies.
Questions. Call 805-682-3357, email memberservice@sbcreditunion.com, or write to Santa Barbara County Federal Credit Union, 2623 De La Vina Street, Santa Barbara, CA 93105-3823.